Cast off, fully covered.
Hull, liability, salvage, and gear protection for runabouts, yachts, sailboats, and personal watercraft.
Your privacy is important to us — your information is kept secure and confidential.
Coverage built around you
Your time on the water should be about freedom — not worry. Native Marine Insurance protects your vessel against the unexpected, from dockside accidents to open-sea emergencies.
- Hull and machinery coverage
- Protection & indemnity (P&I) liability
- Personal watercraft (jet ski) policies
- Yacht and sailing vessel coverage
- Salvage, wreck removal, and pollution liability
- Marina, dock, and trailer coverage
Agreed-Value Hull
Settle total losses at the value you agreed to — no depreciation surprises.
On-Water Towing
Emergency towing, fuel delivery, and ungrounding included as standard.
Personal Effects
Fishing tackle, electronics, and gear covered on board and ashore.
Extended Navigation
Optional coverage for Bahamas, Mexico, and trans-coastal cruising.
Common questions
Do you cover charter use?+
Yes — both bareboat and crewed charter operations can be insured under commercial marine policies.
What about saltwater navigation?+
Our standard navigation territory is broad, and we offer extensions for Caribbean and offshore cruising.
Is my boat covered while trailered?+
Yes. Hull coverage extends to land transit and storage with most policies.
Ready for complete protection?
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